Uang Kuy: Solusi Keuangan 1.0.2

Uang Kuy is a professional loan intermediary platform dedicated to providing secure, convenient, and transparent loan matching services for users. Rather than offering direct loans, it collaborates with officially certified financial institutions registered with Indonesia’s Financial Services Authority (OJK) to assist users in finding loan products that match their qualifications.

Disclaimer
Uang Kuy serves strictly as a loan intermediary platform, facilitating connections between users and licensed financial institutions. All decisions regarding loan approval, fund disbursement, interest rates, and payment terms are the sole responsibility of partner financial institutions. Uang Kuy does not engage directly in the approval or disbursement processes. Users are encouraged to carefully review the terms and conditions of the relevant institutions before applying for a loan to fully understand their rights and obligations.

Our Advantages
✅ Regulatory Compliance & Safety: All our partners are licensed financial institutions registered with OJK, ensuring legitimate and compliant loan services.
✅ Intelligent Matching: Tailored loan product recommendations based on individual needs and eligibility, enhancing approval chances.
✅ Transparent Information: All loan products display interest rates, fees, and payment plans clearly without hidden costs.
✅ Accessible Support: We assist users in identifying financial institutions that best meet their needs.

General Requirements from Partner Financial Institutions (May Vary)
📌 Age: Minimum 18 years with a valid form of identification (KTP).
📌 Contact: An active local Indonesian mobile number is required.
📌 Income: A stable source of income is essential to ensure repayment capability.

Loan Product Information (Data from partner financial institutions)
- Loan Amount: Rp 200,000 – Rp 80,000,000
- Maximum Annual Interest Rate (APR): 26%
- Loan Tenor: 91 to 365 days
- No Hidden Fees: All interest rates and fees are transparently displayed by our partners. Any additional charges will be communicated directly by the partner financial institution prior to application.

Loan Simulation Calculation (Data from partner financial institutions)
This simulation serves as an example based on data from partner financial institutions. Final amounts may vary depending on individual policies.
For instance, if you apply for a loan of Rp 8,000,000 with an annual interest rate of 26% (daily interest rate of 0.07%) and a tenor of 6 months (180 days):
- Interest Calculation:
   - Daily Interest: Rp 8,000,000 × 0.07% = Rp 5,600
   - Monthly Interest: Rp 5,600 × 30 = Rp 168,000
   - Total Interest over 6 Months: Rp 168,000 × 6 = Rp 1,008,000
- Payment Calculation:
   - Monthly Installment: (Rp 8,000,000 / 6) + Rp 168,000 = Rp 1,501,333
   - Total Payment: Rp 8,000,000 + Rp 1,008,000 = Rp 9,008,000
This simulation is indicative only and does not guarantee final outcomes. Terms and conditions may differ based on partner financial institution policies.

User Privacy
We respect user privacy and only collect data necessary for loan matching services. User information will not be shared with third parties without user consent. Please refer to our Privacy Policy for more details.

Contact Us
📧 Email: [email protected]
🏢 Address: Intiland Tower, Floor 8, Jl. Jenderal Sudirman No.32, Karet Tengsin, Tanah Abang, Central Jakarta, DKI Jakarta 10220, Indonesia
⏰ Customer Service Hours: Monday - Saturday, 08:00 - 18:00
📜 Privacy Policy: Privacy Policy